Loan Officers Salary in Charlotte, NC (2024)
Loan Officers in the Charlotte-Concord-Gastonia, NC-SC metro area earn a median of $81,160 per year ($39.02 per hour) based on 4,550 jobs counted by the Bureau of Labor Statistics in 2024. That is +9.4% against the national median of $74,180 for this occupation.
Pay distribution
The median is a single point on a wide curve. The table below shows where loan officers actually sit across the pay range in Charlotte, NC, from the bottom decile to the top.
| Percentile | Hourly | Annual | Note |
|---|---|---|---|
| 10th percentile | $18.95 | $39,410 | |
| 25th percentile | $28.75 | $59,790 | |
| Median | $39.02 | $81,160 | half earn more, half earn less |
| 75th percentile | $56.30 | $117,110 | |
| 90th percentile | $76.00 | $158,080 | |
| Average (mean) | $46.66 | $97,050 |
How Charlotte, NC compares
The local median of $81,160 runs +9.4% above the US median of $74,180 for this occupation; it pays 66.0% more than the metro-wide median across all jobs ($48,880); within the metro it ranks 128th of 641 detailed occupations by median pay.
| Benchmark | Median annual | Difference |
|---|---|---|
| Charlotte, NC — this occupation | $81,160 | — |
| US median, same occupation (all areas) | $74,180 | +9.4% |
| Charlotte, NC — all occupations | $48,880 | +66.0% |
| Highest metro in the US for this job | $102,540 | -20.9% |
At a location quotient of 1.80, this occupation is over-represented locally: the metro has about 180% of the national share of these workers.
High confidence The relative standard error on this estimate is 3.4%, which is a tight margin — the figure is stable enough to plan around.
Ranked 128th of 641 detailed occupations in the metro by median annual wage.
Highest-paying jobs in Charlotte, NC
To put $81,160 in context, these are the best-paid detailed occupations in the same metro area. This occupation sits 128th.
| Occupation | Median annual | Employment |
|---|---|---|
| Nurse Anesthetists | $238,780 | 980 |
| Dentists, General | $192,580 | 820 |
| Emergency Medicine Physicians | $172,640 | 50 |
| Computer and Information Systems Managers | $172,100 | 7,580 |
| Architectural and Engineering Managers | $167,590 | 1,780 |
| Financial Managers | $167,470 | 8,790 |
| Natural Sciences Managers | $165,120 | 480 |
| Compensation and Benefits Managers | $164,160 | 220 |
| Commercial Pilots | $163,530 | 420 |
| Marketing Managers | $158,490 | 3,750 |
Where loan officers earn the most
Across the 25 metro areas with released data for this occupation, medians run from $53,700 to $102,540. These are the top markets.
| Metro area | Median annual | Employment |
|---|---|---|
| New York-Newark-Jersey City, NY-NJ | $102,540 | 11,250 |
| Boston-Cambridge-Newton, MA-NH | $94,850 | 3,320 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | $94,840 | 5,260 |
| San Francisco-Oakland-Fremont, CA | $94,110 | 3,090 |
| Minneapolis-St. Paul-Bloomington, MN-WI | $91,900 | 4,360 |
| Denver-Aurora-Centennial, CO | $81,200 | 2,270 |
| Charlotte-Concord-Gastonia, NC-SC | $81,160 | 4,550 |
| Los Angeles-Long Beach-Anaheim, CA | $80,340 | 11,110 |
| Seattle-Tacoma-Bellevue, WA | $79,110 | 3,210 |
| Atlanta-Sandy Springs-Roswell, GA | $78,220 | 5,550 |
See the full national picture on the Loan Officers salary by metro page.
Frequently asked questions
What is the median salary for loan officers in Charlotte, NC?
The median annual wage is $81,160, or $39 per hour. That means half of the loan officers working in the Charlotte-Concord-Gastonia, NC-SC metro area earn more than this figure and half earn less. The average is $97,050.
What do the highest and lowest paid loan officers in Charlotte, NC earn?
The bottom 10% earn $39,410 or less, while the top 10% earn $158,080 or more — a spread of $118,670 between the two ends of the distribution. The middle half of workers sit between $59,790 and $117,110.
Is loan officers pay in Charlotte, NC above the local average?
Yes, it is 66.0% above the all-occupation median for the metro, which is $48,880. That comparison is the fairer one for judging local purchasing power, because it holds the metro's overall cost and wage level constant.
How does Charlotte, NC pay compare with the rest of the US for this job?
At $81,160 the metro median is 9.4% higher than the US median of $74,180 for loan officers. Across the 25 metro areas covered here, this occupation ranges from $53,700 to $102,540.
How many loan officers work in Charlotte, NC?
BLS counts about 4,550 people in this occupation in the metro area, or 3.40 jobs per 1,000 total jobs. At a location quotient of 1.80, this occupation is over-represented locally: the metro has about 180% of the national share of these workers.
About these figures
Figures come from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey for 2024 (employment relative standard error 4.8%). OEWS measures what employers pay, not what any individual earns; it excludes self-employed workers, and it does not adjust for local cost of living.
Read the full methodology, or the original data at bls.gov/oes.